Iowa Medicare Insurance Plans

Medicare Supplement Insurance (Medigap) Policies

The state flag of Iowa | Iowa Medicare Insurance Plans

In the state of Iowa, insurers are not required to sell Medicare Supplement Insurance policies to people who are under the age of 65.

Mini-COBRA Policies (Small Group)

Iowa does mandate continuation coverage for employers with less than 20 employees (small employers).

Iowa Medicare Savings Program

There are two Medicare Savings Programs offered to residents in the state of Iowa.

The following data is from 2016 and is based on federal amounts.  These amounts may increase in 2017.  If your income and resources are slightly higher, you should still apply, you may qualify for benefits even if your income is higher than the limits listed.*

  • Qualified Medicare Beneficiaries (QMBs): Available for individuals with a monthly income under $1,010 and couples with a monthly income under $1,355, it pays all premiums for Medicare Part B and all copays and deductibles for Medicare Parts A and B.
  • Specified Low-Income Medicare Beneficiaries (SLMBs): Available for individuals with income over $1,208 per month but under $1,622 or couples with monthly income over $1,328 but under $1,793, this program pays premiums for Medicare Part B.
    *Data from Medicare.gov**According to Secure.ssa.gov, you should be aware that several States may even disregard all resources for individuals or couples in certain categories.

Senior Health Insurance Information Program (SHIIP)

The Senior Health Insurance Information Program (SHIIP) of Iowa can help you understand your Medicare benefits and related health care coverage. Iowa SHIIP provides confidential and personal Medicare beneficiary counseling in Iowa.

Iowa SHIIP provides education, counseling, and information concerning:

  • Medicare (Parts A and B)
  • Medicare Advantage Plans (Part C)
  • Medicare Prescription Drug Plans (Medicare Part D)
  • Medicare Supplement Insurance (Medigap)
  • Prescription assistance programs
  • Long-term care and payment options
  • Health care rights and protections
  • Low-income assistance programs

Iowa SHIIP engages in advocacy for Medicare beneficiaries to address claim questions and disputes. Iowa SHIIP has hundreds of trained and certified volunteers to assist statewide, funded by a grant through the Centers for Medicare and Medicaid Services (CMS).

(Extra Help) for Prescription Drugs

In 2016, you may qualify if you have up to $17,820 in yearly income ($24,030 for a married couple) and up to $13,640 in resources ($27,250 for a married couple).

 

As an Iowa resident, consider consulting with one of the trained MedicareSolutions.com licensed sales agents for personal help specific to your area. A licensed sales agent can work with you to compare plans and help you narrow down to the one that offers the Medicare insurance benefits that best meets your needs.