Louisiana Medicare Insurance Plans

Medicare Supplement Insurance (Medigap) Policies

The state flag of Louisiana | Louisiana Medicare Insurance Plans

Louisiana requires providers to sell Medicare Supplement Insurance (or Medigap) policies during an Open Enrollment Period to disabled Medicare recipients under age 65. The law requires that the plan provider offer only one type of Medigap policy; in most cases, this is Plan A.

Mini-COBRA Policies (Small Group)

Louisiana state law requires small employers (less than 20 employees) to offer continuation coverage for a maximum of 12 months to employees who were covered under the company group insurance plan for at least three months immediately prior to coverage ending.

Medicare Savings Program

Louisiana offers three Medicare Savings Programs that individuals who qualify may apply for through the Louisiana Department of Health and Hospitals.

The following data is from 2016 and is based on federal amounts.  These amounts may increase in 2017.  If your income and resources are slightly higher, you should still apply, you may qualify for benefits even if your income is higher than the limits listed.*

  • Qualified Medicare Beneficiaries (QMBs): For individuals with a monthly income under $1,010 or couples with a monthly income under $1,355 who are receiving Medicare Part A, the state pays all premiums, deductibles, copayments, and coinsurance for Medicare Parts A and B.
  • Specified Low-Income Medicare Beneficiaries (SLMBs): For individuals with monthly income under $1,208 or couples with monthly income under $1,622 who are receiving Medicare Parts A and B, the state pays the Medicare Part B premium.
  • Qualified Individuals (QIs): For individuals with monthly income under $1,357 or couples with monthly income under $1,823 who are receiving Medicare Parts A and B, the state pays the Medicare Part B premium.*Data from Medicare.gov**According to Secure.ssa.gov, you should be aware that several States may even disregard all resources for individuals or couples in certain categories.

Louisiana Senior Health Insurance Information Program (SHIIP)

The Louisiana SHIIP is a free counseling service provided to Medicare beneficiaries, their families, and caregivers to help them understand their Medicare options. Louisiana SHIIP connects you with a trained counselor in your area via phone or in person who can guide you in making an informed decision about your health care needs.

(Extra Help) for Prescription Drugs

In 2016, you may qualify if you have up to $17,820 in yearly income ($24,030 for a married couple) and up to $13,640 in resources ($27,250 for a married couple).

If you live in Louisiana and have questions about the benefits listed above or how to choose the health care coverage that is best for you, consult with one of our MedicareSolutions.com licensed sales agents for customized help. Our knowledgeable licensed sales agents can help you compare Louisiana Medicare insurance plans to ensure you find the Medicare insurance benefits that are right for your needs.