Mississippi Medicare Insurance Plans

Medicare Supplement Insurance (Medigap) Policies

The state flag of Mississippi | Mississippi Medicare Insurance Plans

The state of Mississippi does not have a requirement for insurers to sell Medicare Supplement Insurance policies to people under the age of 65.

High-Risk Pool

The Mississippi Comprehensive Health Insurance Risk Pool Association exists for residents with difficulty acquiring health insurance (due to health reasons). The association also provides coverage for residents who are eligible under the Health Insurance Portability and Accountability Act (HIPAA) when they leave an employer-provided group-, government-, or church-provided plan. The association offers five individual deductible plans with deductibles of $1,000, $2,000, $3,000, $5,000, and $10,000 and a four-tier prescription drug benefit. The prescription drug benefit is available through the payment of a deductible.

Mini-COBRA Policies (Small Group)

Mississippi law mandates continuation coverage for small employers (employers with less than 20 employees). This requirement is found in the mini-COBRA law under the Mississippi Insurance Code 83-9-51.

Mississippi Medicare Savings Program

The state of Mississippi currently does not have an asset limit test for its Medicare Savings Program.

State Health Insurance Assistance Program (SHIP)

Your local Mississippi SHIP program offers counseling designed to help you understand your important Medicare benefits and answer your other health insurance questions. Mississippi SHIP equips seniors and caregivers with information about the resources available to make the right decision about health insurance coverage or to address problems that may arise.

Mississippi SHIP, through its trained volunteers and other staff, provides education, counseling, and information concerning:

  • Medicare (Parts A and B)
  • Medicare Advantage Plan (Part C) Medicare+ Choice or Health Maintenance Organization (HMO) options
  • Medicare Prescription Drug Plans (Part D)
  • Medicare Supplement Insurance (Medigap)
  • Medicaid
  • Long-term care and payment options
  • Healthcare rights and protections
  • Other low-income assistance programs

Mississippi SHIP also advocates for Medicare beneficiaries on claim questions and disputes. Information concerning Mississippi SHIP can be obtained through the local state Agency on Aging in your community. The Mississippi SHIP is funded by a grant through the Centers for Medicare and Medicaid Services (CMS).

Low-Income Subsidy (Extra Help) for Prescription Drugs

The low-income subsidy for Extra Help with prescription drugs in the state of Mississippi is $29.30, based on benchmark premiums.

As a Mississippi resident, you can consult with one of the knowledgeable MedicareSolutions.com insurance specialists available in order for you to get the personal assistance you need that is specific to your area. One of our specialists can work with you and compare plans in your area, helping you find the best Mississippi Medicare insurance plans for your needs.