Mississippi Medicare Insurance Plans

The state flag of Mississippi | Mississippi Medicare Insurance Plans

Medicare is a federally sponsored health insurance program available to those over the age of 65, as well as to individuals who have certain disabilities. At the state level, however, there exist specific organizations that help beneficiaries better understand the Medicare process, and Medicare recipients may even qualify to receive state subsidies, depending on their circumstances. Consider the following information if you are interested in obtaining Medicare coverage in the state of Mississippi.

Medicare Supplement Insurance (Medigap) Policies

Mississippi does require Medigap insurance companies to sell you a Medigap policy, even if you’re under 65.  Read more details at CMS.gov.

 Mini-COBRA Policies (Small Group)

Mississippi law mandates continuation coverage for small employers (employers with less than 20 employees). This requirement is found in the mini-COBRA law under the Mississippi Insurance Code 83-9-51.

Mississippi Medicare Savings Program

The state of Mississippi currently does not have an asset limit test for its Medicare Savings Program.

State Health Insurance Assistance Program (SHIP)

Your local Mississippi SHIP program offers counseling designed to help you understand your important Medicare benefits and answer your other health insurance questions. Mississippi SHIP equips Medicare eligible individuals and caregivers with information about the resources available to make the right decision about health insurance coverage or to address problems that may arise.

Mississippi SHIP, through its trained volunteers and other staff, provides education, counseling, and information concerning:

  • Medicare (Parts A and B)
  • Medicare Advantage Plan (Part C) Medicare+ Choice or Health Maintenance Organization (HMO) options
  • Medicare Prescription Drug Plans (Part D)
  • Medicare Supplement Insurance (Medigap)
  • Medicaid
  • Long-term care and payment options
  • Healthcare rights and protections
  • Other low-income assistance programs

Mississippi SHIP also advocates for Medicare beneficiaries on claim questions and disputes. Information concerning Mississippi SHIP can be obtained through the local state Agency on Aging in your community. The Mississippi SHIP is funded by a grant through the Centers for Medicare and Medicaid Services (CMS).

(Extra Help) for Prescription Drugs

In 2016, you may qualify if you have up to $17,820 in yearly income ($24,030 for a married couple).

As a Mississippi resident, you can consult with one of the knowledgeable MedicareSolutions.com licensed sales agents available in order for you to get the personal assistance you need that is specific to your area. One of our licensed sales agents can work with you and compare plans in your area, helping you find the best Mississippi Medicare insurance plans for your needs.