Ohio Medicare Insurance Plans
Medicare is a federally sponsored health insurance program available to those over the age of 65, as well as to individuals who have certain disabilities. At the state level, however, there exist specific organizations that help beneficiaries better understand the Medicare process, and Medicare recipients may even qualify to receive state subsidies, depending on their circumstances. Consider the following information if you are interested in obtaining Medicare coverage in the state of Ohio.
Ohio Medicare Savings Programs
Medicare can be very costly, especially if you need regular medical attention and prescription drugs. If you need help managing these costs, you have four Ohio Medicare Savings Programs to choose from.
*The following data is from 2016 and is based on federal amounts. These amounts may increase in 2017. If your income and resources are slightly higher, you should still apply, you may qualify for benefits even if your income is higher than the limits listed.
- *Qualified Medicare Beneficiaries (QMBs): Ohio pays all Medicare Part B premiums and Part A and Part B copayments and deductibles for individuals with a monthly income under $1,010 and couples with a combined income under $1,355 per month.
- *Specified Low-Income Medicare Beneficiaries (SLMBs): The state pays the Medicare Part B premiums for individuals with a monthly income under $1,208 and couples with a combined monthly income under $1,622.
- *Qualified Individuals (QIs): Ohio pays for Medicare Part B premiums for individuals with a monthly income under $1,357 and couples with a combined monthly income under $1,823.
- *Qualified Disabled and Working Individuals (QDWIs) – For individuals with a monthly income under $4,045 or couples with a monthly income under $5,425.
Low-income subsidy (Extra Help)
*In 2016, you may qualify if you have up to $17,820 in yearly income ($24,030 for a married couple).
*Data from Medicare.gov
According to ssa.gov, you should be aware that several States may even disregard all resources for individuals or couples in certain categories.
Ohio Senior Health Insurance Information Program (OSHIIP)
The Medicare program, with all of its different moving parts, can be confusing to understand, but the Ohio Senior Health Insurance Information Program (OSHIIP) is there to help you with any questions you might have regarding the following topics:
- Medicare health insurance
- Medicare Prescription Drug Plans
- Medicare Advantage Plans
- Medicare Supplement Insurance
- Financial assistance programs
- Long-term care insurance
OSHIIP has trained and certified thousands of community-based volunteers and has saved Ohio Medicare beneficiaries more than $3.5 million. You can call your local OSHIIP office with any questions or make an appointment to meet with a counselor face-to-face.
For help comparing Medicare plans you can contact Medicare Solutions. The licensed sales agents at Medicare Solutions can help answer any questions you may have about these plans and help you find the plan that best fits your needs.