Oregon Medicare Insurance Plans

Medicare Supplement (Medigap) Policies

The state flag of Oregon | Oregon Medicare Insurance Plans

Oregon requires insurers to offer at least one Medicare Supplement policy to adults under sixty-five.

Mini-COBRA Policies (Small Group)

Oregon requires small employers providing group coverage to continue for nine months following termination of employment. However, group coverage providers can choose to drop certain benefits (e.g. dental, prescription drug coverage).

State Pharmaceutical Assistance Program

Oregon offers a Pharmaceutical Assistance program for those who need help paying for HIV-AIDS drugs, with their various Oregon medicare insurance plans.

Medicare Savings Programs In Oregon

Oregon has three Medicare Savings Programs.

The following data is from 2016 and is based on federal amounts.  These amounts may increase in 2017.  If your income and resources are slightly higher, you should still apply, you may qualify for benefits even if your income is higher than the limits listed.*

  • Qualified Medicare Beneficiaries (QMBs): For individuals with a monthly income under $1,010 and for couples with monthly income under $1,355, the state pays all premiums for Part B and all Co-Pays and Deductibles for Parts A & B

*Data from Medicare.gov

**According to Secure.ssa.gov, you should be aware that several States may even disregard all resources for individuals or couples in certain categories.

State Health Insurance Assistance Program (SHIP)

The Senior Health Insurance Benefits Assistance program (SHIBA) is a statewide network of trained volunteers who educate, assist, and serve as advocates for people in Oregon with Medicare. SHIBA volunteers help people with Medicare understand their rights and options in health insurance so that they can make informed choices. SHIBA provides Medicare recipients with the most up-to-date information on Medicare and related insurance through trained volunteers, as well as through education and outreach. The program is funded in part by the Department of Consumer and Business Services.

Low-Income Subsidy (“extra-help”) for Prescription Drugs

In 2016, you may qualify if you have up to $17,820 in yearly income ($24,030 for a married couple)

If you live in Oregon, consult with one of our licensed sales agents to compare Oregon Medicare insurance plans. One of our licensed sales agents can compare plans in your area and help you find the Medicare insurance benefits that are right for your needs.