Tennessee Medicare Insurance Plans

Medicare Supplement (Medigap) Policies

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Tennessee requires insurers to offer at least Medicare Supplement policy to adults under 65 afflicted with disability.

Mini-COBRA Policies

Tennessee requires small employers to provide fifteen months of continuation coverage.

Tennessee Medicare Savings Program (Premium Support)

Tennessee has three Medicare Savings Programs.

The following data is from 2016 and is based on federal amounts.  These amounts may increase in 2017.  If your income and resources are slightly higher, you should still apply, you may qualify for benefits even if your income is higher than the limits listed.*

  • Qualified Medicare Beneficiaries (QMBs): For individuals with a monthly income under $1,010 and for couples with monthly income under $1,355, the state pays all premiums for Part B and all Co-Pays and Deductibles for Parts A
  • Specified Low-Income Medicare Beneficiaries (SLMBs): For individuals with a monthly income under $1,208 or couples with monthly income under $1,6222, the state pays premiums for Part B.
  • Qualified Individuals (QIs): For individuals with monthly income under $1,357 or for couples with monthly income under $1,823, the state pays premiums for Part B.

*Data from Medicare.gov

**According to Secure.ssa.gov, you should be aware that several States may even disregard all resources for individuals or couples in certain categories.

State Health Insurance Assistance Program(SHIP)

Tennessee’s SHIP program offers individual counseling and assistance to persons who have or will soon have Medicare, as well as to their family members, caregivers and advocates. SHIP also works to educate community groups about current Medicare issues. SHIP counselors, located at the nine (9) Area Agencies on Aging & Disability (AAADs) throughout the state, can provide information on: the new Medicare Prescription Drug Benefit (Part D); Original Medicare and Supplemental Insurances; Medicare Advantage Health Plans; Claims and Billing Problems; Long-Term Care Insurance; Nursing Home Medicaid; Medicaid for Home and Community-Based Care; Medicare Savings Programs (QMB, SLMB, QI-1) and Medicare and Medicaid or TennCare.

State Pharmaceutical Assistance

Tennessee offers pharmaceutical assistance to those with end-stage renal disease.

Low-Income Subsidy (“extra-help”) for Prescription Drugs:

In 2016, you may qualify if you have up to $17,820 in yearly income ($24,030 for a married couple).

If you live in Tennessee, consult with one of our MedicareSolutions.com licensed sales agents to get personal to compare Tennessee Medicare insurance plans. One of our licensed sales agents can compare plans in your area and help you find the Medicare insurance benefits that are right for your needs.