Utah Medicare Insurance Plans
Medicare Supplement (Medigap) Policies
Utah has no laws requiring insurers to offer Medicare Supplement policies to individuals with disabilities.
Mini-COBRA Policies (small group)
Utah requires small employers to provide twelve months of continuation coverage
Utah Medicare Savings Program (premium support)
Utah has three Medicare Savings Programs.
The following data is from 2017 and is based on federal amounts. If your income and resources are slightly higher, you should still apply, you may qualify for benefits even if your income is higher than the limits listed.*
- Qualified Medicare Beneficiaries (QMBs): For individuals with a monthly income under $1,010 and for couples with monthly income under $1,355, the state pays all premiums for Part B and all Co-Pays and Deductibles for Parts A & B.
- Specified Low-Income Medicare Beneficiaries (SLMBs): For individuals with a monthly income under $1,208 or couples with monthly income under $1,622, the state pays premiums for Part B.
- Qualified Individuals (QIs): For individuals with a monthly income under $1,357 or for couples with monthly income under $1,823, the state pays premiums for Part B.
*Data from Medicare.gov
State Health Insurance Assistance Program (SHIP)
Utah’s Senior Health Insurance Information Program (SHIP) oversees 12 local Area Agencies on Aging that manage the activities of 102 trained volunteers. SHIP services are largely provided over the phone. An in-state toll free line automatically routes callers to the appropriate local office. SHIP has a brochure (in both English and Spanish) now distributed with the Medicare Summary Notice.
State Tax Credit for Health Insurance
Utah offers a nonrefundable tax credit to individuals not participating in a health benefit plan maintained and funded in whole or part by an employer. The credit amounts to 5% of cost of the premiums (minus certain expenses). The maximum credit is $300 (single taxpayer with no dependents), $600 (married couple with no dependents) and $900 (tax pay with dependents).
Low-Income Subsidy (“extra-help”) for Prescription Drugs
In 2017, you may qualify if you have up to $17,820 in yearly income ($24,030 for a married couple).
If you live in Utah, consult with one of our MedicareSolutions.com licensed sales agents to get personal assistance that is specific to your area. One of our licensed sales agents can compare Utah Medicare insurance Plans in your area and help you find the best plans that are right for your needs.