Wyoming Medicare Insurance Plans
Medicare Supplement (Medigap) Policies
In Wyoming, insurers are only required to offer a Medicare Supplement Policy to adults under sixty-five if they are afflicted with end-stage renal disease.
Wyoming Medicare Savings Program (premium support)
Wyoming has three Medicare Savings Programs.
The following data is from 2016 and is based on federal amounts. These amounts may increase in 2017. If your income and resources are slightly higher, you should still apply, you may qualify for benefits even if your income is higher than the limits listed.*
- Qualified Medicare Beneficiaries (QMBs): For individuals with a monthly income under $1,010 and for couples with monthly income under $1,355, the state pays all premiums for Part B and all Co-Pays and Deductibles for Parts A & B
- Specified Low-Income Medicare Beneficiaries (SLMBs): For individuals with a monthly income under $1,208 or couples with monthly income under $1,622, the state pays premiums for Part B.
- Qualified Individuals (QIs): For individuals with a monthly income under $1,357 or for couples with monthly income under $1,823, the state pays premiums for Part B.
*Data from Medicare.gov
**According to Secure.ssa.gov, you should be aware that several States may even disregard all resources for individuals or couples in certain categories.
Mini-COBRA Policies (small group)
Small employers are required to continue coverage for the employee and his dependents for twelve months after an employee is terminated or simply loses eligibility for coverage. Group plans are allowed to drop benefits such as prescription drug or dental coverage.
Wyoming Health Insurance Assistance Program
The Wyoming Department of Insurance subcontracts with Wyoming Senior Citizens, Inc. to provide SHIP services through its Wyoming Senior Health Insurance Information Program (WSHIIP). The program operates out of offices in Casper, Cheyenne, Riverton and Wheatland; it is managed out of Cheyenne. Services are available on Native American reservations, as well.
Low-Income Subsidy (“extra-help”) for Prescription Drugs
In 2016, you may qualify if you have up to $17,820 in yearly income ($24,030 for a married couple).
If you live in Wyoming, consult with one of our Medicare licensed sales agents to get personal assistance that is specific to your area. One of our licensed sales agents can compare Wyoming Medicare insurance plans in your area and help you find the Medicare insurance benefits that are right for your needs.